workplace pensions

Employee Engagement

Request a call back

Communication, education and guidance

Just the word “pension” puts up barriers for the average person and retirement planning is a topic littered with complexity and jargon. Historically, this led to many people simply avoiding the topic altogether.

Auto-enrolment aimed to tackle this lack of engagement by removing the option for inaction caused by apathy. People are now automatically enrolled into their workplace pensions on standard terms. They will be invested in default investment structures and contributing on whatever basis the scheme rules determine.

Often, when talking to scheme members, it becomes apparent that many people have little idea as to their income needs in retirement and what they need to do to stay on track. Understanding their current position, where they want to be and how they can get there is vital.

Providing employees with the clarity they need is a hugely important part of what we do.

WHAT WE OFFER

  • Individual guidance sessions

    One-to-one retirement planning sessions can be delivered with your employees virtually, at your premises or at our offices.

    Sessions are designed to encourage engagement, develop understanding and help the employee to build a meaningful retirement plan.

    The sessions will be tailored to the needs of the individual, but the topics covered could include:

    • – retirement objectives and needs
    • – current position against said objectives
    • – current and alternative investment strategies
    • – contribution options, including salary exchange where available
    • – pros and cons of pension consolidation, and
    • – “at retirement” options

     

    Senior staff may also need to discuss more complex topics, such as:

    • – lifetime allowance
    • – tapered annual allowance, and
    • – the option to carry forward

  • Retirement planning seminars

    Again, seminars can be delivered virtually, at your premises or at our offices. The content, style and tone can be varied to suit the needs of your business and the scheme members.

    Like the individual guidance sessions, the seminars are designed to help the members begin, refine and ultimately improve their retirement planning.

    Our seminars are presented in plain English and will focus on prompting simple and achievable actions.

    Topics covered can be tailored to the needs of your business but can typically include:

    • – retirement plans and income needs
    • – state pensions — what you get and when you
    • – maximising pension contributions
    • – default investment options
    • – options at retirement, and
    • – basic estate planning

  • Employer Helpline

    Your employees will have direct access to your designated financial planner by both phone and email.